Last Updated: January 15, 2026

Welcome to ibc88. These Terms and Conditions ("Terms", "Agreement") govern your access to and use of the ibc88 website, mobile application, and all related services (collectively, the "Platform"). By registering an account, accessing the Platform, or using any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety.

If you do not agree with any part of these Terms, you must immediately cease using the Platform and close your account if you have already registered. ibc88 reserves the right to refuse service to anyone at any time for any lawful reason.

1. Definitions

For the purposes of these Terms, the following definitions apply:

  • "ibc88", "we", "us", "our" refers to the operator of the Platform and all associated services.
  • "User", "you", "your" refers to any individual who accesses or uses the Platform, whether registered or not.
  • "Account" refers to the personal account created by a User upon successful registration.
  • "Platform" refers to the ibc88 website (https://ibc88.cam), mobile applications, and all associated digital services.
  • "Services" refers to all betting, gaming, casino, and entertainment services offered through the Platform.
  • "Bet" or "Wager" refers to any stake placed by a User on any sporting event, casino game, or other gambling product offered on the Platform.
  • "Balance" refers to the funds available in your Account, including deposits, winnings, and bonuses.
  • "Bonus" refers to any promotional credit, free bet, or other incentive offered by ibc88 to Users.

2. Acceptance of Terms

By creating an Account or using any part of the Platform, you expressly agree to be bound by these Terms and all applicable laws and regulations. This Agreement constitutes a legally binding contract between you and ibc88. If you are accessing the Platform on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.

These Terms apply to all Users regardless of their location, although additional terms may apply to Users in specific jurisdictions. You are responsible for ensuring that your use of the Platform complies with all applicable local, state, national, and international laws and regulations.

3. Eligibility

To use the ibc88 Platform and Services, you must meet the following eligibility requirements:

Age Requirement

You must be at least 21 years of age or the legal age of majority in your jurisdiction, whichever is greater. ibc88 strictly prohibits access to the Platform by individuals under the age of 21. By registering an Account, you represent and warrant that you meet this age requirement.

  • You must be a resident of Indonesia or a jurisdiction where online gambling is legal.
  • You must have the legal capacity to enter into a binding contract under applicable law.
  • You must not be registered with any self-exclusion program or gambling prevention register.
  • You must not be accessing the Platform from a jurisdiction where online gambling is prohibited.
  • You must not have previously had an Account closed by ibc88 due to violation of these Terms.
  • You are not acting on behalf of a third party or using the Account for commercial purposes.
  • You are not an employee, consultant, agent, or affiliate of ibc88 or any of its service providers.

ibc88 reserves the right to request proof of age and identity at any time. Failure to provide satisfactory documentation may result in Account suspension and forfeiture of funds. We employ sophisticated age-verification systems and regularly audit our User base to ensure compliance with age restrictions.

4. Account Registration and Security

4.1 Registration Process

To access most features of the Platform, you must register for an Account. During registration, you must provide accurate, current, and complete information, including:

  • Full legal name as it appears on your government-issued identification
  • Date of birth (you must be 21+ years old)
  • Valid email address
  • Residential address in Indonesia
  • Phone number
  • Preferred username and secure password

4.2 Account Verification (KYC)

As part of our commitment to security and regulatory compliance, ibc88 operates a mandatory Know Your Customer (KYC) verification process. You may be required to provide the following documentation:

  • Identity Verification: A clear, legible copy of your Indonesian National Identity Card (KTP), passport, or driver's license showing your full name, photograph, date of birth, and ID number.
  • Proof of Address: A recent utility bill, bank statement, or government document dated within the last three months showing your current residential address.
  • Selfie Verification: A photograph of you holding your ID document next to your face to verify that the ID belongs to you.

Verification is typically completed within 24 hours of document submission. Withdrawals may be restricted until verification is complete. All documents are encrypted and stored securely in accordance with our Privacy Policy.

4.3 Account Security

You are solely responsible for maintaining the confidentiality of your Account credentials, including your username and password. You agree to:

  • Choose a strong password containing a mix of uppercase letters, lowercase letters, numbers, and special characters.
  • Never share your password with any third party.
  • Notify ibc88 immediately if you suspect unauthorized access to your Account.
  • Log out of your Account after each session, especially when using shared or public devices.

You are liable for all activities conducted through your Account, whether authorized by you or not. ibc88 will not be liable for any loss or damage arising from your failure to maintain Account security.

4.4 One Account Per Person

Each User is permitted to hold only one Account. Creating multiple Accounts ("multi-accounting") is strictly prohibited and may result in immediate closure of all Accounts and forfeiture of all funds. This includes creating Accounts using different personal details, email addresses, or payment methods.

5. Deposits and Withdrawals

5.1 Deposits

ibc88 supports deposits via the following Indonesian banking methods:

  • Bank Transfers: BCA (Bank Central Asia), BRI (Bank Rakyat Indonesia), BNI (Bank Negara Indonesia), Bank Mandiri, CIMB Niaga, OCBC NISP, Bank Permata, and BSI (Bank Syariah Indonesia).
  • E-Wallets: OVO, DANA, GoPay, ShopeePay, and LinkAja.

The minimum deposit amount is Rp 50,000 (fifty thousand Indonesian Rupiah). The maximum deposit amount varies by payment method and Account verification level, typically ranging from Rp 100,000,000 to Rp 500,000,000 per transaction. Deposits are typically processed instantly during banking hours. Off-hours deposits may take up to 24 hours to appear in your Account Balance.

ibc88 does not charge fees for deposits. However, your bank or payment provider may charge transaction fees. You are responsible for all such fees.

5.2 Withdrawals

Withdrawals can be made to the same payment method used for deposits. The minimum withdrawal amount is Rp 100,000 (one hundred thousand Indonesian Rupiah). Withdrawals are processed within 24 hours during business days (Monday to Sunday, 09:00-22:00 WIB). First-time withdrawals or withdrawals exceeding Rp 50,000,000 may require additional verification and may take up to 48 hours to process.

To request a withdrawal, your Account must be fully verified (KYC complete), and you must have met all applicable wagering requirements for any bonuses received. ibc88 reserves the right to request additional documentation before processing large withdrawals.

5.3 Anti-Money Laundering (AML)

ibc88 operates in strict compliance with anti-money laundering regulations. All deposits must be wagered at least once before withdrawal is permitted. Suspicious transactions or patterns may trigger additional investigation, and ibc88 reserves the right to freeze Accounts and report suspicious activity to relevant authorities.

6. Bonuses and Promotions

ibc88 offers various bonuses and promotions to Users, including welcome bonuses, reload bonuses, cashback offers, and free spins. All bonuses are subject to specific terms and conditions, which are clearly stated in the promotional materials.

6.1 Wagering Requirements

Unless otherwise stated, all bonuses carry a wagering requirement (also called "rollover" or "playthrough" requirement). For example, a bonus with a 15x wagering requirement means you must wager the bonus amount fifteen times before you can withdraw any winnings derived from the bonus. Wagering requirements must be met within the validity period stated in the bonus terms (typically 30 days).

6.2 Bonus Abuse

Bonus abuse is strictly prohibited and includes but is not limited to:

  • Creating multiple Accounts to claim bonuses multiple times.
  • Colluding with other Users to meet wagering requirements.
  • Using betting patterns designed solely to clear wagering requirements with minimal risk.
  • Exploiting technical errors or software bugs to gain an unfair advantage.

Users found to be abusing bonuses will have all bonuses and associated winnings forfeited, and their Accounts may be permanently closed.

6.3 Bonus Restrictions

Certain games may be excluded from bonus wagering or may contribute at a reduced rate. Typically, live casino games contribute 10%, table games contribute 20%, and slots contribute 100% toward wagering requirements. These rates may vary by promotion. Always check the specific terms of each bonus offer.

7. Betting Rules and Game Regulations

7.1 Sports Betting

All sports bets are accepted and settled according to the official result as determined by the relevant governing body. ibc88 offers betting on football (soccer), basketball, tennis, badminton, volleyball, MotoGP, and other sports popular among Indonesian audiences, including BRI Liga 1, English Premier League (EPL), La Liga, Serie A, Bundesliga, UEFA Champions League, and FIFA World Cup.

Betting markets include but are not limited to: match result (1X2), Asian handicap, over/under goals, both teams to score (BTTS), correct score, first goalscorer, mix parlay (accumulator), and live in-play betting. Specific rules for each market are available in the "Betting Rules" section of the Platform.

7.2 Casino Games

All casino games use certified Random Number Generator (RNG) software to ensure fair and unpredictable outcomes. Live casino games are broadcast in real-time from professional studios and are subject to the rules of the specific game variant being played. ibc88 offers live baccarat, roulette, blackjack, sic bo, and other table games hosted by professional dealers.

7.3 Indonesian Traditional Games

ibc88 offers popular Indonesian gambling formats including togel (traditional lottery numbers game) and sabung ayam (live cockfighting broadcasts). Each game type has specific rules regarding bet types, draw times, and payout structures. Togel draws occur daily with results from multiple markets (Singapore, Hong Kong, Sydney). Sabung ayam matches are broadcast live from licensed venues in the Philippines, with betting on Meron (red corner) or Wala (blue corner).

7.4 Voided Bets and Disputes

In the event of a technical error, obvious pricing mistake, or force majeure event, ibc88 reserves the right to void affected bets and refund stakes. All betting disputes must be reported within 48 hours of bet settlement. ibc88's decision on all disputes is final and binding.

8. Prohibited User Conduct

Users must not engage in any of the following prohibited activities:

  • Using the Platform for any illegal purpose or in violation of any applicable law.
  • Attempting to manipulate games, software, or betting outcomes through hacking, bots, or other unauthorized means.
  • Colluding with other Users or third parties to gain an unfair advantage.
  • Engaging in abusive, threatening, or harassing behavior toward other Users or ibc88 staff.
  • Uploading or transmitting viruses, malware, or any other malicious code.
  • Reverse engineering, decompiling, or attempting to extract source code from the Platform.
  • Using automated systems (bots, scripts, scrapers) to access the Platform.
  • Sharing, selling, or trading your Account with another person.
  • Using the Platform while located in a jurisdiction where online gambling is prohibited.

Violation of these conduct rules may result in immediate Account suspension, forfeiture of funds, and legal action where appropriate.

9. Limitation of Liability

To the fullest extent permitted by applicable law, ibc88 shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from or related to your use of the Platform, including but not limited to:

  • Loss of funds due to User error, technical malfunction, or unauthorized Account access.
  • Interruption of service due to maintenance, technical issues, or force majeure events.
  • Errors or omissions in content, odds, or game results.
  • Actions or inactions of third-party payment providers or banking institutions.
  • Losses resulting from gambling activities or betting decisions.

ibc88 provides the Platform on an "as is" and "as available" basis without warranties of any kind, whether express or implied. We do not guarantee that the Platform will be error-free, secure, or uninterrupted.

Users acknowledge that gambling involves financial risk and that losses are possible. ibc88 strongly encourages responsible gambling practices and provides tools to help Users manage their gambling behavior. See our Responsible Gaming page for more information.

10. Account Suspension and Termination

10.1 Suspension by ibc88

ibc88 reserves the right to suspend or terminate any Account at any time without prior notice if:

  • You violate any provision of these Terms.
  • You engage in fraudulent, abusive, or illegal activity.
  • You fail to provide required verification documents.
  • We suspect your Account has been compromised or accessed by an unauthorized third party.
  • You register for a self-exclusion program or gambling prevention service.
  • We are required to do so by law or regulatory authority.

In the event of Account suspension or termination, any remaining Balance (excluding bonus funds and winnings derived from violation of Terms) will be returned to you within 30 business days, subject to completion of all necessary verification procedures.

10.2 Voluntary Account Closure

You may request to close your Account at any time by contacting customer support via live chat, email, or WhatsApp. Upon Account closure, any remaining Balance will be returned to you via your registered payment method. Bonus funds and incomplete wagering requirements will be forfeited. Account closure is permanent and cannot be reversed. A cooling-off period of 30 days applies before you can register a new Account.

11. Privacy and Data Protection

Your privacy is important to us. ibc88 collects, processes, and stores personal data in accordance with our Privacy Policy, which forms part of these Terms. By using the Platform, you consent to the collection and use of your personal information as described in the Privacy Policy.

We use industry-standard SSL (Secure Socket Layer) encryption to protect your data during transmission. All sensitive information, including payment details and identification documents, is stored on secure servers with restricted access. We never sell your personal data to third parties for marketing purposes.

Under Indonesian data protection regulations, you have the right to access, correct, or delete your personal data. To exercise these rights, please contact our support team at [email protected].

12. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with international gaming regulations and the laws applicable in the jurisdiction where ibc88 is licensed to operate. Any disputes arising out of or relating to these Terms or your use of the Platform shall be resolved through the following process:

12.1 Internal Dispute Resolution

If you have a complaint or dispute, you must first contact our customer support team via live chat, email ([email protected]), or WhatsApp. Our support team will attempt to resolve your issue within 7 business days. If the issue is not resolved to your satisfaction, you may escalate the matter to our management team by submitting a formal written complaint.

12.2 Arbitration

If internal dispute resolution does not result in a satisfactory outcome, the dispute shall be referred to binding arbitration in accordance with international arbitration rules. The arbitration shall be conducted in English, and the arbitrator's decision shall be final and binding on both parties.

13. Changes to Terms and Conditions

ibc88 reserves the right to modify, amend, or update these Terms at any time without prior notice. Changes will be effective immediately upon posting on the Platform. The "Last Updated" date at the top of this page indicates when the Terms were last revised.

It is your responsibility to review these Terms periodically to stay informed of any changes. Your continued use of the Platform after changes have been posted constitutes your acceptance of the revised Terms. If you do not agree with any changes, you must immediately cease using the Platform and close your Account.

For significant changes that materially affect your rights or obligations, we will make reasonable efforts to notify you via email or through a prominent notice on the Platform.

14. Contact Information

If you have any questions, concerns, or feedback regarding these Terms and Conditions, please contact us through any of the following channels:

  • Email: [email protected]
  • Live Chat: Available 24/7 through the Platform (click the chat icon in the bottom-right corner)
  • WhatsApp: +62 812-3456-7890 (Indonesian-speaking support available)
  • Response Time: We aim to respond to all inquiries within 24 hours during business days. Live chat support typically responds within 2-5 minutes.

Important Reminder

By using the ibc88 Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions in their entirety. If you do not agree with any part of these Terms, you must not use the Platform. Online gambling should be treated as entertainment, not as a way to make money. Always gamble responsibly and within your means. You must be 21 years of age or older to use this Platform.

Need Help Understanding Our Terms?

Our customer support team is available 24/7 to answer any questions you may have about these Terms & Conditions or any other aspect of the ibc88 platform.

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